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Death And Taxes
Are your clients paying more than their fair share of taxes? The chances are high that they feel they are. And the statistics suggest they might be right. What Level of Taxation is Fair?The US Government claims that “taxes are the price we pay for a civilized society.” That claim is based, more or less,…
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The Bigger They Are, The Harder They Fall; Is Apple Next?
We all know how successful Apple has been historically.Or do we?We’ve heard from a number of people, including some advisors, who say that Apple will always grow.At worst, these people say, “Apple will maintain its position as the world’s most valuable company.”The unspoken assumption is that the stock is a “forever” hold, even if the…
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Crypto – Opportunities for Advisors and Clients
Bitcoin, along with the rest of the “crypto” universe of assets is down roughly 75% from recent highs. Many of your clients who own Bitcoin or similar assets will have losses. However, those who have been invested for a longer time may still have huge gains. Fundamental ValueThere is a strong case that the fundamental value of issues…
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Time To Sell Commercial Real Estate?
Commercial real estate, as an asset class, is very sensitive to the availability, and pricing, of loans. The graph below shows the history – the black line – of the prices of US commercial real estate going back almost 30 years. Also on the graph are loan demand – blue – and lending standards, shown in red. As…
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Bear Market Signal
The article discusses bear markets related to the S&P 500 and how it could signal another bear market. Advisors recommend clients lock in gains, especially where large positions are concerned. Capital gains taxes could be managed by capitalizing on Sec. 664 Stock Diversification Trust, a tax-exempt trust that allows stockholders to sell their stock tax-free.
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Greed Is Back
The stock market’s recent upswing may offer opportune moments for investors holding concentrated stock positions to divest. Investors reticent to sell due to capital gains taxes might consider a Sec. 664 Stock Diversification Trust. Contributed stocks are sold tax-free, resulting in assets under management that can be reinvested.
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Breaking: Home Prices Have Peaked
Home prices are trending downwards in English-speaking countries like Canada, New Zealand, Australia, and the US. This decline could present an opportunity for property owners to avoid hefty taxes through Sec. 664 Real Estate Shelter Trusts. The trust allows for tax-free property sales, with profits reinvested into trust assets.
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Your Clients With Apple Stock: Too Risky?
Apple may be dangerous to your financial health. A month ago, we discussed the dangers of holding concentrated positions in large, “reliable” companies like Apple. Since then, Apple has lost nearly $400 billion of market value. Now, we see four reasons to diversify any large holding Apple. They are: 1. China exposure 2. Recession risk 3.…